get in touch
Contact us
Complete this form to get a call back, or call us on weekdays between 08:00 and 17:00.
- About
- Guidance
- Options
- Benefits
- Charges
- Our solutions
- Get in touch
About
Introduction
Minimum contribution
R2,500 per month OR
R100,000 lump sum
R15,000 per additional contribution whenever you have extra money available.
How long to invest for
No fixed period but a minimum of three years is recommended to limit the negative impact of short-term market fluctuations.
Guidance
How it works
Options
Flexible investing
You can make regular, scheduled withdrawals, or ad hoc withdrawals from your investment, and when you die, the investment will form part of your estate.
You have total freedom to change your underlying investments. There is no charge to make a change, but depending on where you move your money to, initial investment charges may apply.
The Glacier Cash Option offers a cost-effective “parking place” for funds waiting to be invested elsewhere, or for investors looking for a low-risk, cash-type investment. You can switch to and from the Cash Option whenever you and your intermediary consider it an appropriate time to do so. This option offers access to the Glacier Money Market Fund and a select range of fixed income funds, and no administration fees are applicable.
Access to the widest choice of investments
Glacier offers the widest range of collective investment funds, managed by respected collective investment management companies, with exposure to a variety of asset classes.
You may also invest in wrap funds, managed by discretionary investment managers.
You can invest a portion of your investment amount in a portfolio of listed shares.
For more risk-averse investors, we offer a select range of investment options that offer some protection against adverse market conditions.
Benefits
What the Glacier Investment Plan offers
- You can customise your investment portfolio according to your needs, circumstances and how much risk you are willing to take.
- You can switch between investment choices as your needs and circumstances change.
- You have the flexibility to stop or change your contributions if your circumstances change.
- You can easily access your money.
- You receive a comprehensive investment report that makes it easy for you to complete your tax return.
Charges
Tax and fees
Tax benefits
- You may pay income tax on income distributions up to certain limits.
- You may pay capital gains tax when you dispose of assets or sell or switch units within an investment.
Our solutions
Build a secure future for you and your family with our range of investment solutions.
Invest in the financial markets to grow your assets – whether it is to pay off debt, save for your children’s education, contribute to your retirement savings, or simply to ensure financial security.
- Our solutions
Glacier Tax-free Investment Plan
Sanlam Income with Capital Preservation Plan (Optional)
Glacier Top Brands Participation Enhancer