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- About
- Options
- Guidance
- Benefits
- Insights
- Charges
- Our solutions
- Get in touch
About
Introduction
Invest tax-free in an investment portfolio customised by you and your financial intermediary according to the level of risk with which you're comfortable. A tax-free investment plan is a convenient way to save for long- or short-term goals.
- Minimum contribution
R3,000 per month or R36,000 lump sum.
- Maximum contribution
R36,000 per tax year, and R500,000 per lifetime.
- How long to invest for
No fixed period but a minimum of three years is recommended to limit the negative impact of short-term market fluctuations.
Options
Your investment choices
Access to the widest choice of investments
A range of risk-profiled investment funds
Actively managed or passive index-tracking funds
Single manager or multi-manager funds
Investment funds that charge performance fees are excluded. Investment in individual shares, exchange traded funds (EFTs) and other stockbroking instruments will also not be allowed.
Guidance
How it works
Benefits
What a tax-free investment with Glacier offers you
You can customise your investment portfolio according to your needs, circumstances and how much risk you are willing to take.
Investment income earned through interest, dividends or capital gains is tax-free.
You can easily access your money – see ‘Access to your money’ below.
You can subscribe to a contribution report to help you monitor your contribution limits.
Insights
Access to your money
You can make tax-free withdrawals at any time. When you die, the investment will form part of your estate.
Charges
Tax and fees
Fees vary per product and underlying investments. Please speak to your financial intermediary to make sure you pay the correct fees and that you understand which fees you pay and why.
Tax benefits
You will pay no income tax on income distributions.
You will pay no capital gains tax when you dispose of assets or sell or switch units within an investment.
Our solutions
Build a secure future for you and your family with our range of investment solutions.
Invest in the financial markets to grow your assets – whether it is to pay off debt, save for your children’s education, contribute to your retirement savings, or simply to ensure financial security.
- Our Solutions
Glacier Investment Plan
Invest your capital and grow your wealth in a personal investment portfolio, customised by you and your intermediary to suit your needs and tolerance for risk.
Sanlam Wealth Edge Endowment Plan
Get extraordinary benefits with a five-year tax-efficient investment solution that offers a boost to the initial investment amount, rewards for staying invested and optional protection to limit losses in a declining market.
Glacier Top Brands Participation Enhancer
Capital protection and the opportunity for augmented returns, through exposure to the performance of 12 of the largest, most well-known brands in Europe and the US, without currency risk.