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Local investment

Sanlam Stratus Guaranteed Income Policy

Receive a regular, guaranteed income for a period chosen by you.
Certainty of a regular income
Flexibility to choose the term
Ability to protect purchasing power of income
Certainty of a regular income
Flexibility to choose the term
Ability to protect purchasing power of income
  • About
  • Guidance
  • Benefits
  • Insights
  • Charges
  • Our solutions
  • Get in touch
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About

Introduction

The Sanlam Stratus Guaranteed Income Policy is a term annuity, underwritten and administered  by Sanlam Life Insurance Ltd., which provides a regular, guaranteed income for a period chosen  by you.


Perhaps you’re starting a new venture and won’t be actively participating in the workforce for a while; perhaps  you simply have a lump sum that you want to spend in an orderly manner. Whatever the reason you require a  stable income for a specified time, knowing you’ll have it, can provide an invaluable sense of security.

  1. Minimum contribution

    R20,000 lump sum.
  2. You must remain invested for a minimum term of 5 years and a maximum of 15.
  3. You may appoint a nominee for ownership, ensuring that a loved one can continue with the policy after your death, until the end of the term.
Guidance

How it works

You make a lump sum payment.
A fixed monthly income is paid to you throughout the investment term chosen by you.
You can choose to let your income remain level or grow at a rate of 1% to 10% per year.
Benefits

What investment in the Sanlam Stratus Guaranteed Income Policy offer you

  • You receive a fixed monthly income payment during the investment term.

  • The income is specified at the outset, giving you peace of mind.

  • You can combine this product with a Sanlam Fixed Return Plan to form the Sanlam Fixed Return Plan with Income, which offers a guaranteed return along with a guaranteed income.

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Insights

Access to your money

  • You have access to your money in the form of fixed monthly income payments.
  • Full withdrawals are allowed but will attract a termination fee.
Charges

Tax and fees

Fees vary per product and underlying investments. Please speak to your financial planner to make sure you understand which fees you pay and why.
Tax details
  • Income tax will be deducted from each income payment, according to the PAYE tax scales.
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our brochure

An investment offering regular income for a fixed term chosen by you

Download the Stratus Guaranteed Income Policy Brochure to access key insights and features.
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Our solutions

Build a secure future for you and your family with our range of investment solutions.

Invest in the financial markets to grow your assets – whether it is to pay off debt, save for your children’s education, contribute to your retirement savings, or simply to ensure financial security.
  • Our Solutions
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Sanlam Fixed Return Plan with Income
Receive a guaranteed monthly income throughout the investment term, along with the return of the original investment amount at the end of the term.
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Glacier Investment Plan
Invest your capital and grow your wealth in a personal investment portfolio, customised by you and your intermediary to suit your needs and tolerance for risk.
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Sanlam Income with Capital Preservation Plan (Optional)
Secure a lifelong income from a life annuity  that offers annual income growth options, and provide for your dependants after your death by means of an added life cover policy.
get in touch

Contact us

Complete this form to get a call back, or call us on weekdays between 08:00 and 17:00.

+27 21 917 9002

+27 86 045 2364

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+27 21 917 9002 / +27 86 045 2364Monday to Friday 08:00 to 17:00
Glacier Place 1 Sportica Crescent Tyger Valley South Africa
About
Value
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Copyright © 2026This website is intended for use by financial intermediaries. The information on glacier-insights is provided for information purposes only and should not be construed as the rendering of advice to clients. Although we have taken reasonable steps to ensure the accuracy of the information, neither Sanlam nor any of its subsidiaries accept any liability whatsoever for any direct, indirect or consequential loss arising from the use of, or reliance in any manner on the information provided on this website.