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- About
- Guidance
- Benefits
- Insights
- Charges
- Our solutions
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About
Introduction
The Sanlam Stratus Guaranteed Income Policy is a term annuity, underwritten and administered by Sanlam Life Insurance Ltd., which provides a regular, guaranteed income for a period chosen by you.
Perhaps you’re starting a new venture and won’t be actively participating in the workforce for a while; perhaps you simply have a lump sum that you want to spend in an orderly manner. Whatever the reason you require a stable income for a specified time, knowing you’ll have it, can provide an invaluable sense of security.
- Minimum contribution
R20,000 lump sum.
- How long to invest for
You must remain invested for a minimum term of 5 years and a maximum of 15.
- Ownership and rights
You may appoint a nominee for ownership, ensuring that a loved one can continue with the policy after your death, until the end of the term.
Guidance
How it works
Benefits
What investment in the Sanlam Stratus Guaranteed Income Policy offer you
You receive a fixed monthly income payment during the investment term.
The income is specified at the outset, giving you peace of mind.
You can combine this product with a Sanlam Fixed Return Plan to form the Sanlam Fixed Return Plan with Income, which offers a guaranteed return along with a guaranteed income.
Insights
Access to your money
You have access to your money in the form of fixed monthly income payments.
Full withdrawals are allowed but will attract a termination fee.
Charges
Tax and fees
Fees vary per product and underlying investments. Please speak to your financial planner to make sure you understand which fees you pay and why.
Tax details
Income tax will be deducted from each income payment, according to the PAYE tax scales.
Our solutions
Build a secure future for you and your family with our range of investment solutions.
Invest in the financial markets to grow your assets – whether it is to pay off debt, save for your children’s education, contribute to your retirement savings, or simply to ensure financial security.
- Our Solutions
Sanlam Fixed Return Plan with Income
Receive a guaranteed monthly income throughout the investment term, along with the return of the original investment amount at the end of the term.
Glacier Investment Plan
Invest your capital and grow your wealth in a personal investment portfolio, customised by you and your intermediary to suit your needs and tolerance for risk.
Sanlam Income with Capital Preservation Plan (Optional)
Secure a lifelong income from a life annuity that offers annual income growth options, and provide for your dependants after your death by means of an added life cover policy.