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- About
- Options
- Guidance
- Benefits
- Insights
- Charges
- Our solutions
- Resources
- Get in touch
About
Introduction
The Global Life Plan offers you flexibility, and the investment options include a diverse range of international collective investment funds, covering all asset classes as well as individual stocks.
- Minimum contribution
US$25,000 or currency equivalent in euros, British pounds, Swiss francs and Australian dollars.
Additional investments are subject to a minimum of US$5,000 or currency equivalent in euros, British pounds, Swiss francs and Australian dollars.
- How long to invest for
The initial term is five years, after which it becomes open-ended.
- Freedom to change your choice
You have total freedom to change your underlying investments. The minimum amount that can be switched is US$1,000 or currency equivalent in euros, British pounds, Swiss francs and Australian dollars.
Options
Your investment choices
Funds
Investors can choose from:
A highly guided list of funds selected by Glacier International, or their own collection of funds.
A range of model portfolios constructed and managed in accordance with specific risk profiles and investment objectives.
Offshore share portfolios.
Guidance
How it works
Benefits
What investment in the Global Life Plan offers you
Access to a wide range of investment choices denominated in foreign currencies.
Freedom to change the underlying investments.
The option to nominate beneficiaries to receive the benefits, and a new owner to continue with the investment after the client’s death.
Tax-efficiency and simplicity: we take care of tax administration on behalf of the client.
Insolvency protection.
Insights
Access to your money
In the first five years withdrawals are allowed, subject to certain restrictions. After the first five years, any number of withdrawals can be made.
The value of the policy will form part of the client's South African estate when they die.
Charges
Tax and fees
Please speak to your financial intermediary to make sure you pay the correct fees and that you understand which fees you pay and why.
What is taxable
Glacier International is responsible for the calculation, collection and administration of any tax due. The investor therefore has no personal tax administration to take care of.
The tax paid may be less than an investor would pay in their personal capacity depending on their personal tax rate.
Our solutions
Expand your investment universe
Diversify your investment portfolio across countries and currencies.
- Our solutions
Glacier Offshore Investment Plan
Access different markets and currencies with less paperwork and more affordable investment minimums than traditional offshore investments.
Glacier International Global Investment Plan
Expand your investment universe by diversifying your portfolio across countries and currencies with tax efficiency and estate-planning advantages.
Glacier International Global Collection Plan
Invest in a range of investment choices denominated in foreign currencies while benefitting from tax efficiency and liquidity in an investment solution more suitable for non-SA residents.
resources
Find additional resources to support your financial journey
Downloadable resources
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| The definitive guide to Glacier International |
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The definitive guide to Glacier International
Additional resources
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| Navigate optimised model portfolios | ||
| Practical guide to offshore investing |
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Practical guide to offshore investing