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Introduction
Minimum contribution
US$25,000 or currency equivalent in euros, British pounds, Swiss francs and Australian dollars.
Additional investments are subject to a minimum of US$5,000 or currency equivalent in euros, British pounds, Swiss francs and Australian dollars.
How long to invest for
The initial term is five years, after which it becomes open-ended.Freedom to change your choice
You have total freedom to change your underlying investments. The minimum amount that can be switched is US$1,000 or currency equivalent in euros, British pounds, Swiss francs and Australian dollars.
Your investment choices
Funds
Investors can choose from:
A highly guided list of funds selected by Glacier International, or their own collection of funds.
A range of model portfolios constructed and managed in accordance with specific risk profiles and investment objectives.
Offshore share portfolios.
How it works
What investment in the Global Life Plan offers you
Access to a wide range of investment choices denominated in foreign currencies.
Freedom to change the underlying investments.
The option to nominate beneficiaries to receive the benefits, and a new owner to continue with the investment after the client’s death.
Tax-efficiency and simplicity: we take care of tax administration on behalf of the client.
Insolvency protection.


Access to your money
- In the first five years withdrawals are allowed, subject to certain restrictions. After the first five years, any number of withdrawals can be made.
- The value of the policy will form part of the client's South African estate when they die.
Tax and fees
What is taxable
- Glacier International is responsible for the calculation, collection and administration of any tax due. The investor therefore has no personal tax administration to take care of.
- The tax paid may be less than an investor would pay in their personal capacity depending on their personal tax rate.
Expand your investment universe
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Find additional resources to support your financial journey
Downloadable resources
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| The definitive guide to Glacier International |
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Additional resources
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| Navigate optimised model portfolios | ||
| Practical guide to offshore investing |
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