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retirement income

Combination of Life and Living Annuity

Security and choice in a retirement income solution created for your unique needs
A guaranteed income and a flexible income
Opportunity for capital growth
Longevity protection
A guaranteed income and a flexible income
Opportunity for capital growth
Longevity protection
  • About
  • Guidance
  • Benefits
  • Our solutions
  • Get in touch
about

Introduction

By combining a life annuity and a living annuity, you unlock the best of both worlds – certainty and flexibility, longevity protection, potential to leave a legacy, and a sustainable income stream throughout retirement.


This powerful strategy ensures you’re covered for life’s uncertainties while retaining a level of control over your income and underlying investments.

guidance

How it works

Customise the allocation of your retirement savings between a life and  living annuity to create a sustainable retirement income stream.
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benefits

What a combination solution offers you

  • A guaranteed income for life from the Life Annuity PLUS a flexible income from the Living Annuity.
  • Opportunity for capital growth in the Living Annuity.
  • Longevity protection through the Life Annuity, as the income is paid for as long as you live.
  • Provide for loved ones by adding a second life insured and guaranteed income payment term to the Life Annuity, and leaving the capital in the Living Annuity to beneficiaries.
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our brochure

A powerful strategy for a sustainable retirement income

Download the Combination of Life and Living Annuity brochure to access key insights and features.
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our solutions

Create a reliable income stream to support your retirement goals

Choose a retirement solution that will ensure a sustainable income for the rest of your life.
  • Solutions
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Sanlam Life Annuity
Enjoy a guaranteed income throughout retirement, with the option to select a specific period during which the income is guaranteed irrespective of whether you are still alive, so that your family is taken care of.
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Glacier's Living Annuity (ILLA)
With control over the underlying investments and the income you draw, you can manage your retirement savings to get a regular income that will suit your needs.
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The Sanlam Income with Capital Preservation Plan
Receive a regular income from your retirement savings for the rest of your life and take care of your family by means of an added life cover policy.
get in touch

Contact us

Complete this form to get a call back, or call us on weekdays between 08:00 and 17:00.

+27 21 917 9002

+27 86 045 2364

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+27 21 917 9002 / +27 86 045 2364Monday to Friday 08:00 to 17:00
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