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- About
- Guidance
- Benefits
- Our solutions
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about
Introduction
By combining a life annuity and a living annuity, you unlock the best of both worlds – certainty and flexibility, longevity protection, potential to leave a legacy, and a sustainable income stream throughout retirement.
This powerful strategy ensures you’re covered for life’s uncertainties while retaining a level of control over your income and underlying investments.
guidance
How it works
Customise the allocation of your retirement savings between a life and living annuity to create a sustainable retirement income stream.
benefits
What a combination solution offers you
A guaranteed income for life from the Life Annuity PLUS a flexible income from the Living Annuity.
Opportunity for capital growth in the Living Annuity.
Longevity protection through the Life Annuity, as the income is paid for as long as you live.
Provide for loved ones by adding a second life insured and guaranteed income payment term to the Life Annuity, and leaving the capital in the Living Annuity to beneficiaries.
our solutions
Create a reliable income stream to support your retirement goals
Choose a retirement solution that will ensure a sustainable income for the rest of your life.
- Solutions
Sanlam Life Annuity
Enjoy a guaranteed income throughout retirement, with the option to select a specific period during which the income is guaranteed irrespective of whether you are still alive, so that your family is taken care of.
Glacier's Living Annuity (ILLA)
With control over the underlying investments and the income you draw, you can manage your retirement savings to get a regular income that will suit your needs.
The Sanlam Income with Capital Preservation Plan
Receive a regular income from your retirement savings for the rest of your life and take care of your family by means of an added life cover policy.