• About
  • Guidance
  • Options
  • Benefits
  • Listen now
  • Our solutions
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about

Introduction

Secure a lifelong income from a life annuity, and provide for your loved ones after your death by means of an added life cover policy - with a life cover amount chosen by you.

guidance

How it works

Your retirement capital is used to purchase two life annuities. One of the life annuities will provide you with a monthly income for the rest of your life.


The second life annuity will fund the premiums of your life cover policy, which will provide an amount selected by you to your loved ones on your death.

options

Solution flexibility

  • Options

Option to add a second life insured

A second life insured can be selected to ensure that the income from the life annuity continues to be paid for the lifetime of a second life. The income will be payable until the death of the last life insured.

Option to reduce income on first death

If a second life insured was added, you also have the option to reduce the income payment by a selected percentage on the first death.

Option to choose the value of the life cover

To provide for your dependants after you pass away, you can choose any amount of life cover, from a minimum of R20 000 to a maximum of the value of your initial investment amount.

benefits

What the Sanlam Income with Capital Preservation Plan offers you

  • Guaranteed lifelong income

  • Provision for dependants

  • Opportunity for annual income increase

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listen now

Audio resources

In these audio’s Linda Blom and Sibabalwe Mgijima discuss ‘Leaving a legacy with the Sanlam Income with Capital Preservation Plan’ and ‘Peace of mind during retirement with the Sanlam Income with Capital Preservation Plan’.

Leaving a legacy with the Sanlam Income with Capital Preservation Plan

Peace of mind during retirement with the Sanlam Income with Capital Preservation Plan

our solutions

Create a reliable income stream to support your retirement goals

Choose a retirement solution that will ensure a sustainable income for the rest of your life.
  • Solutions
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Glacier's Living Annuity (ILLA)

With control over the underlying investments and the income you draw, you can manage your retirement savings to get a regular income that will suit your needs.

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Sanlam Life Annuity

Enjoy a guaranteed income throughout retirement, with the option to select a specific period during which the income is guaranteed irrespective of whether you are still alive, so that your family is taken care of.

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Combination of Life and Living Annuity

Combining a living annuity and a life annuity will provide the certainty of a guaranteed and stable income on one hand, and income flexibility and continued capital growth on the other.

get in touch

Contact us

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